We welcome you to our sites.
This site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this site. You can only use the site for lawful purposes.
We reserve the right to deny in our sole discretion any user access to this site or any portion thereof without notice.
The information contained and provided on this site is of a general nature. We do not intend to provide any professional advice, solicitation or offer to sell, recommend or purchase securities and/or funds to the users of the site. All information, statements, opinions, statistics, products, services and materials contained, provided and posted on the site are contained, provided and posted on an “as is” basis.
Users must exercise due caution and must verify any and all information sought to be relied upon and/or seek independent professional advice before the users enter into any commercial or business relationship or transaction with any person or entity, and /or any other party or makes any investment or enters into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on the site.
The users of the site expressly understand and agree that it is their sole responsibility to authenticate, verify and evaluate or take professional advice on the accuracy and completeness of all information, statements, opinions and other materials contained, provided, posted or expressed on this site or any site with which it is linked.
The site contains information, statements, opinions, statistics, products, services and materials that have been obtained from sources believed to be reliable and an effort has been made to provide accurate information, however we make no guarantees whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality or reliability of the information, statements, opinions, products, services and materials contained, provided and posted on any section of the site or of the results obtained from the use of such information, statements, opinions, products, services and materials and make no warranties of any kind and nature whatsoever either express or implied, including but not limited to warranties regarding the accuracy, performance, merchantability and/or fitness for a particular purpose of the information, statements, opinions, products, services and materials contained, provided and posted on the site or of the results obtained from the use of such information, statements, opinions, products, services and materials.
Users understand and agree that though all reasonable care is taken to secure and keep confidential all data and information provided by the Users on the site, we not be liable and shall not be held responsible for unauthorized and illegal access to such data and information by third parties through illegal and unlawful activities such as hacking. Users expressly waive their right to make claims and demands of any kind and nature whatsoever, on account of any losses or damages whether direct, incidental, special, or consequential incurred or suffered by any User of the site on account of such unauthorized access to such data and information, whether or not we knew or should have known that such damages might be incurred or suffered, including but not limited to loss of income or profits or market value loss on the sale or purchase of funds and/or securities.
This site will contain articles and recorded messages contributed by several individuals. The views are exclusively their own.
We reserve the unqualified and unlimited right to amend, modify, alter, edit, delete, suspend or discontinue, temporarily or permanently the site or any portion thereof and/or the information, statistics, services, products and/or materials contained and provided on the site or any part thereof, with or without prior notice.
The site and its text, content, layout, design, graphics, compilation and other matters related to this site are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to intellectual property) rights. ALL RIGHTS RESERVED
Users are prohibited from reproducing, transmitting, disseminating, copying, downloading, modifying, displaying, selling, publishing, broadcasting, or circulating the information and materials contained in the site in any form or by any means, including but not limited to, electronic, mechanical, photocopying, recording, or otherwise without the express prior written consent.
We respect your privacy online.
We collect information by which you can be identified (such as name, firm, job title) and contact information including email address. We might ask you for your specific interests. We will ask you for your preferences on how often you would like to hear from us. Other than your indicated preference, we will keep any emails, or other form of contact, to a minimum. You can update your information and preferences anytime.
We also receive and collect certain anonymous though “cookies” such as IP address, domain server, the type of web browser you’re using, click stream patterns, dates and times that our site is accessed.
We need this information to understand your needs and provide you with a better service.
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have put in physical, electronic, and procedural safeguards to protect personal information about you. Note, however, that the internet is not fully secure.
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information that you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.