Learn about The Money House

Learn using 'The Money House' framework

Learning works better when you have a framework. Here we have used 'the money house' as a framework for how you can think about organising your wealth.

You can watch a video explaining 'The Money House'

Freedom Slab

When you just need a basic roof, you put in a flat slab. Similarly, when you need a passive income to 'retire', you can convert some of your wealth into a diversified income portfolio.

Growth Pillars

Just like a house needs strong pillars to hold it up, you need at least two pillars to help you grow. The first is self-learning - you need to keep learning to enhance your skills and earn better. The second is growth assets - ideally a portfolio of shares in quality businesses.

Architect Blueprint

Just like an architect needs to understand her own abilities as well as the land on which the house needs to be built, you need to understand your own abilities and temperament as well as the market environment (inflation, markets, products, intermediaries etc).

Fun Roof

You can design the roof any way you want - from traditional to whimsical - to make the house your own. Even if the roof gets destroyed, your house still stands. Similarly, you can allocate some of your wealth to your hobbies or own business, knowing that if they don't work out, you can walk away.

Essentials Foundation

Just like a house needs a strong foundation that is not visible and hence, can't be damaged, you need your own good health and an emergency fund to help you re-bounce from an adverse situation.

Architect Blueprint

...to understand yourself and world

Hansi speaking at TedXRead more +05 May 2020 By Hansi in Architect Blueprint, General

BEGINNERS’ GUIDE TO LEARN PERSONAL FINANCE

Money. We all need it, want it, desire it. Ok, fine we don’t desire money for its own sake but we desire what money can buy. But we don’t ‘get it’. Doing your finances is probably the most boring ways to spend your evenings or weekends. I get it. Let’s re-imagine a way to learn
Where is my moneyRead more +08 April 2020 By Hansi in Architect Blueprint, General

WHERE IS MY MONEY? WHAT NOW? WHAT NEXT?

How much do you think your net worth has fallen as a direct result of CoVid? It seems a simple enough question. I hear of many people seeing the lower value in the equity mutual fund portfolio statements, comparing it to the highest they have seen it to be in the recent past, and concluding
Read more +30 September 2019 By Hansi in Architect Blueprint, General

WOMEN KNOW PLENTY ABOUT MONEY

People don’t talk about money; women even less so. Strangely, money is still one of the taboo topics in Indian society, along with sex even as politics and religious discussions have become a norm in living rooms. I asked my girlfriends about why they think this is – they simply shrugged and said something along

Essentials Foundation

...to protect stuff you can't afford to lose

15 April 2018 By Hansi in Essentials Foundation, Save and Spend

BUDGETING MADE EASY – THE MONEY TRAYS

A budget is basically a plan on how to spend the income you have. One way to do this to first track all your expenses for a few months and then set up a budget to trim your ‘lattes and avocado toasts’. Personally, I’ve never liked the idea to focus on such details. Let me
27 October 2015 By Hansi in Essentials Foundation, Save and Spend

WHY HAVING AN EMERGENCY FUND WILL MAKE YOU HAPPIER

Just when there are studies that show that money doesn’t lead to happiness, how can I claim that having a stash of emergency money will make you happier? Actually, the studies refer to money above a certain level. Everyone needs some money to cover basic physical needs (like food, home, clothing) and security needs (like

Growth Pillars

...to help you grow wealth

Read more +20 February 2018 By Hansi in Growth Pillars, Invest

WHAT SAILING REMINDED ME ABOUT INVESTING

I got my first taste of sailing a few months after I’d seen the ocean for the first time. It was an amazing experience – the sight of the blue sky and bluer water, the wind in my face, the thrill of the yacht tilting…I was hooked!…though I didn’t get a chance to sail again
what trekking reminded about investingRead more +26 July 2017 By Hansi in Growth Pillars, Invest

WHAT MY TREK REMINDED ME ABOUT INVESTING

“A trail in the Sahyadris doesn’t qualify as a trek! It’s a walk in the park compared to a real trek,” exclaimed a friend when I posted the picture on facebook. I was still proud of having made it to the top in the pouring rain as a novice, and more importantly back down without
03 August 2015 By Hansi in Growth Pillars, Invest

WHAT IS INVESTING?

At the very basic level, investing is either you lending money or taking a stake in a business. As simple as that! Imagine a friend setting up a new business, say a restaurant. He asks you to invest in his venture. He gives you two options – either you can loan him some money, which

Fun Money Roof

...to make life worth living

Freedom Slab

...to convert wealth into passive income

General Knowledge

...stuff that's useful to know

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