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Category Archive

BUDGETING MADE EASY – THE MONEY TRAYS

Sunday, 15 April 2018 by Hansi
A budget is basically a plan on how to spend the income you have. One way to do this to first track all your expenses for a few months and then set up a budget to trim your ‘lattes and avocado toasts’. Personally, I’ve never liked the idea to focus on such details. Let me
  • Published in Essentials Foundation, Save and Spend
Tagged under: easy ways to do budgeting, how to use credit card smartly, managing cash flow, setting up budget, the money trays

WHY HAVING AN EMERGENCY FUND WILL MAKE YOU HAPPIER

Tuesday, 27 October 2015 by Hansi
Just when there are studies that show that money doesn’t lead to happiness, how can I claim that having a stash of emergency money will make you happier? Actually, the studies refer to money above a certain level. Everyone needs some money to cover basic physical needs (like food, home, clothing) and security needs (like
  • Published in Essentials Foundation, Save and Spend
Tagged under: beginners guide to finance, emergency fund, why you need an emergency fund

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